ConiQuity

Effective Date: May 8, 2026

These Terms of Use (“Terms”) are a legal agreement between you and ConiQuity and govern your use of this website and any related services, tools, forms, portals, communications, information, reports, maps, AI-generated outputs, planning analysis, feasibility analysis, investment materials, development concepts, or other content made available through this website (collectively, the “Website”).

By accessing or using this Website, you agree to these Terms. If you do not agree, do not use the Website.

1. Who We Are

This Website is operated by ConiQuity, an Ontario corporation (“ConiQuity”, “we”, “us”, or “our”).

For the purposes of these Terms, references to “ConiQuity” also include:

our parent companies;

subsidiaries;

affiliate corporations;

related corporations;

partnerships;

joint ventures;

shareholders;

directors;

officers;

employees;

consultants;

advisors;

agents;

subcontractors;

representatives;

licensors; and

service providers.

2. General Information Only — Not Professional Advice

The information on this Website is provided for general informational and marketing purposes only.

Nothing on this Website constitutes:

legal advice;

planning advice;

engineering advice;

architectural advice;

financial advice;

investment advice;

securities advice;

tax advice;

environmental advice;

construction advice;

development approval advice; or

professional consulting services.

You should not rely on anything on this Website as a substitute for obtaining advice from qualified professionals licensed in the applicable jurisdiction.

In plain language:

The Website may help you understand opportunities, concepts, risks, or possible strategies, but you are responsible for getting your own professional advice before making decisions or spending money.

3. No Guarantees or Promises

ConiQuity does not guarantee:

development approvals;

rezoning approvals;

Official Plan Amendments;

subdivision approvals;

infrastructure funding;

grants;

investment returns;

financing;

economic development outcomes;

site suitability;

land value increases;

project feasibility;

project profitability;

AI accuracy;

data accuracy;

regulatory approval;

government support;

timelines;

business success; or

any specific outcome whatsoever.

Any examples, projections, estimates, renderings, forecasts, diagrams, models, or conceptual plans are illustrative only.

In plain language:

Just because the Website says something may be possible does not mean it will happen.

4. AI-Generated Content and Data Limitations

Some content on this Website may be generated, assisted, summarized, interpreted, or analyzed using artificial intelligence, automation systems, public databases, third-party information, mapping systems, or municipal/provincial/federal data sources.

ConiQuity does not warrant that any AI-generated or automated output is:

accurate;

complete;

current;

reliable;

compliant with applicable law;

suitable for decision-making; or

free from errors or hallucinations.

Users are solely responsible for independently verifying all information before relying upon it.

5. Use At Your Own Risk

Your use of this Website is entirely at your own risk.

You assume full responsibility for:

decisions you make;

money you spend;

investments you pursue;

development activities;

due diligence;

communications with municipalities or stakeholders;

reliance on Website content; and

any outcomes arising from use of the Website.

6. Limitation of Liability

To the maximum extent permitted by Ontario and Canadian law, ConiQuity shall not be liable for any:

direct damages;

indirect damages;

incidental damages;

consequential damages;

punitive damages;

special damages;

business losses;

lost profits;

lost opportunities;

financing losses;

project delays;

municipal application costs;

consultant costs;

infrastructure costs;

development losses;

land acquisition losses;

investment losses;

reputational damages;

data loss; or

claims by third parties,

arising from or related to:

use of this Website;

inability to use this Website;

reliance on Website content;

errors or omissions;

AI-generated outputs;

interruptions;

cybersecurity incidents;

third-party links;

third-party data; or

communications through the Website.

This limitation applies even if ConiQuity was advised that damages were possible.

In plain language:

If you rely on something from this Website and lose money or experience problems, ConiQuity is generally not responsible.

7. Maximum Liability Cap

If ConiQuity is found legally liable despite these Terms, the maximum total liability shall not exceed:

CAD $100; or

the amount you paid directly to ConiQuity for Website access in the previous 12 months,

whichever is lower.

8. No Fiduciary Relationship

Your use of this Website does not create:

a partnership;

joint venture;

agency relationship;

fiduciary relationship;

advisory relationship;

brokerage relationship; or

professional-client relationship.

9. Securities and Investment Disclaimer

Nothing on this Website constitutes:

an offering memorandum;

prospectus;

exempt market offering;

solicitation of investors;

investment recommendation; or

securities offering.

Any future investment opportunities, if any, will only be conducted in compliance with applicable Ontario and Canadian securities laws.

10. Intellectual Property

All Website content is owned by or licensed to ConiQuity, including:

logos;

trademarks;

branding;

graphics;

reports;

renderings;

concepts;

business models;

AI systems;

workflows;

software;

databases;

text;

presentations;

methodologies;

feasibility structures;

resort concepts;

planning concepts; and

development strategies.

You may not:

copy;

reproduce;

scrape;

modify;

distribute;

republish;

sell;

license;

reverse engineer; or

commercially exploit

any Website content without prior written permission.

11. Confidentiality and Unsolicited Information

If you submit ideas, concepts, land information, development opportunities, proposals, business plans, or materials to ConiQuity through the Website, unless specifically agreed otherwise in writing:

the submission is non-confidential;

ConiQuity may review it;

ConiQuity is not obligated to compensate you;

ConiQuity may independently pursue similar concepts; and

no partnership or obligation is created.

12. Third-Party Links and External Services

The Website may contain links to third-party websites, software, maps, AI systems, or government databases.

ConiQuity is not responsible for:

third-party content;

third-party privacy practices;

external accuracy;

service interruptions; or

damages caused by third-party systems.

13. Acceptable Use

You agree not to:

misuse the Website;

interfere with Website operations;

upload malicious code;

attempt unauthorized access;

scrape or mass-download content;

impersonate others;

violate laws;

infringe intellectual property rights; or

use the Website in a fraudulent or misleading manner.

ConiQuity reserves the right to suspend or block users at its discretion.

14. Privacy

Your use of the Website is also subject to our Privacy Policy.

By using the Website, you consent to the collection, use, and disclosure of information in accordance with applicable privacy laws and our Privacy Policy.

15. Indemnity

You agree to defend, indemnify, and hold harmless ConiQuity and all related parties described in Section 1 from any claims, losses, liabilities, damages, costs, or legal expenses arising from:

your use of the Website;

your breach of these Terms;

your reliance on Website information;

your violation of law; or

disputes involving your projects, investments, developments, or activities.

In plain language:

If your actions create legal problems connected to your use of the Website, you are responsible for those costs — not ConiQuity.

16. Website Availability

ConiQuity may:

modify the Website;

suspend the Website;

remove content;

restrict access; or

discontinue services

at any time without notice or liability.

We do not guarantee uninterrupted availability.

17. Governing Law

These Terms are governed by the laws of:

the Province of Ontario; and

the federal laws of Canada applicable in Ontario.

Any disputes shall be resolved exclusively in the courts located in Ontario, Canada.

18. Severability

If any provision of these Terms is found unenforceable, the remaining provisions shall continue in full force and effect.

19. Changes to These Terms

ConiQuity may update these Terms at any time without prior notice.

Continued use of the Website after changes are posted constitutes acceptance of the revised Terms.

20. Contact Information

For questions regarding these Terms, contact:

ConiQuity
Ontario, Canada
Email: www.coniquity.com/contact-us